Sometimes, despite taking all precautions, people end up in unfortunate car accidents. Such accidents and crashes are not uncommon in Colorado, and a huge number of such accidents are reported in and around Pueblo every year. If you were injured in such an accident, you are probably wondering – Can I file an insurance claim on my own? Should I really pay for a car accident lawyer in Pueblo? Here are some things worth knowing.
Knowing the laws
There is no law that requires you to hire a lawyer after your accident. You can do the needful task of getting medical help and filing the insurance claim. So, should you file an insurance claim with your own insurer? What if there were multiple parties at fault? How should you proceed with the claims process? What should you do when a claims adjuster calls you? these are some of the questions that an accident lawyer will answer for you. Meet an attorney, so that you can get –
- A fair assessment of your claim
- Understand your rights
- Get an overview of fault and liability
You have limited time
Like other states, Colorado also has a statute of limitations, which allows just three years to file personal injury lawsuits after a car accident. In case of someone’s death, the deadline is just two years. The statute of limitations, however, doesn’t apply to insurance claims. While most lawsuits related to car accidents are settled through negotiation, you may need an accident lawyer to prep for the worst-case scenario.
The modified comparative negligence rule
Colorado is a modified comparative negligence state. If you had a share of fault in causing the accident, this can directly impact the compensation you get. Get an attorney, so that you can understand how the modified comparative negligence rule will work for your case. Your attorney is also instrumental in determining fault and liability, so that the insurance company doesn’t pin the blame on you.
Free case evaluation
One of the key reasons why you should call an auto accident lawyer is to get free evaluation of your case. They explain what you can realistically expect in compensation, and if your case is worth pursuing in the first place. Also, they can guide on how you can maximize your compensation. The good news is you don’t need to pay the lawyer right away – Most personal injury lawyers work on a contingency basis.