Some car accidents are minor bumps, while others may cause serious injuries. Regardless of how you feel, it is wise to seek legal advice after an unfortunate car accident. While hundreds of accidents and crashes are reported in Illinois every year, victims don’t always get the due benefits, when applicable, under personal injury laws. In this post, we are sharing more on why you need a Rockford auto accident attorney.
For establishing fault
Illinois follows the “comparative fault” rule, which means when someone has suffered damages but part share of fault, their awarded compensation reduces accordingly. It is typical of most drivers to deny fault, especially if they know that the other party was at fault to. One of the key reasons why you need an accident attorney is to determine fault. A good lawyer can explain if you have a claim in the first place, and what the claim is worth. Injuries and damages may not be apparent right away, but a lawyer can help you get a fair overview.
For avoiding mistakes
If you don’t file your insurance claim with the at-fault party’s insurer in time, your claim can be denied. There is also the statute of limitations in Illinois, which allows a period of two years from the date of accident to file a personal injury lawsuit. If you have lost a family member, you have one year to file a wrongful death lawsuit. In other words, you don’t have the time to make mistakes. The claims adjuster may make an offer, which is likely to be way lesser than what you deserve. An accident attorney can help you come up with a clear approach and strategy, so that you get the due settlement.
For negotiating with the insurance company
You need an accident attorney for dealing with the claims adjuster. Insurance companies work for profit, and they try their best to minimize their financial liability. You don’t want to deal with the claims adjuster on your own. Don’t give a statement or agree to anything, unless you have discussed everything with a lawyer. Top car accident attorneys know what it takes to see through insurance tactics, and they will do their share of investigation to build your case.
In your best interests, consider engaging a reliable accident attorney in Rockford as soon as you can. Don’t forget to discuss the financial aspects of the case before hiring a lawyer.